InstaMoney

InstaMoney is powered by LenDenClub, India’s largest Peer-to-Peer Lending Platform owned and operated by Innofin Solutions Pvt Ltd, an RBI-registered NBFC-P2P registered with the Reserve Bank of India (RBI).

InstaMoney serves a user base exceeding 3 million individuals across India, offering a swift online loan application process with loan amounts ranging from ₹5,000 to ₹50,000, typically disbursed within 2 hours

Note: No credit history* required, no prepayment charges & affordable interest rates!

Tenure: 3 months to 5 months (91 days to 150 days)

Interest rates (APR) Range: 24%-48% per annum

Example: The Loan Amount (Principal) is ₹10,000 with an Interest Rate of 24% per annum with a tenure of 5 months.

Interest=₹10,000 x 24% x 5/12 =₹1,000 and the Total Amount payable would be ₹11,000 over 5 months i.e. ₹2,200 per EMI (Equated Monthly Installment).

Processing fee(+GST)=₹500 + ₹90. Assessment fee=₹199

*These numbers are for representation only, and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment.

Both salaried and self-employed individuals can avail an instant loan with the best personal loan app! Even first-time instant loan seekers & personal loan applicants on a loan app are eligible to apply!

Key Features

• Instant loans up to ₹50,000

• Cash transfer to your bank account in minutes

• Repayment tenure from 91 days to 150 days

• No prepayment charges, pay interest only on the amount used

• Lowest processing fees ranging between 0% - 5% of the amount used

• Graduate to the higher loan amount and more products with on-time repayments

• No paperwork

Why is InstaMoney different from any other Instant Personal Loan App?

6 Million+ users in India

Over ₹11,000 crores disbursed in loan amounts

Get instant cash loans for medical emergencies, credit card payments, school fees, advance salary etc.

Loan disbursement time varies between 10 minutes to 2 hours

Eligibility Criteria

✔Salaried / Self Employed Individuals

✔Full salary must be received in the bank account

✔Between the age of 21 - 45 years

✔Indian citizen

Easy-to-Apply Process

1. Log in to the InstaMoney app, check eligibility and apply for verification.

2. Provide required details and documents quickly.

3. Check your application status

4. On approval the amount gets transferred to your bank account in 30 minutes.

Contact us

• Email: cs@lendenclub.com

• Facebook: fb.com/InstaMoneyApp

• Twitter: @InstaMoneyApp

InstaMoney is powered by LenDenClub, owned and operated by Innofin Solutions Pvt. Ltd. an RBI Registered NBFC-P2P (https://rbi.org.in/Scripts/BS_NBFCList.aspx)

Website: https://www.instamoney.app/

Address: Unit No. 5, Mezzanine Floor, DLH Park, SV Rd, Goregaon West, Mumbai, Maharashtra 400064

Security & Protection of Privacy

InstaMoney app follows global standards of high-level data encryption/decryption protocols to protect user data.